How do you receive (and always keep) the money from the stuff you do online?

[muan]

Imagine scamming someone on Reddit for $300. What's the easiest way to get that money and actually keep it? PayPal is probably the fastest way, and buyers will be keen on using it, but if they file a complaint with PayPal, your account will end up locked with a negative balance. Right? So I want to know what payment methods you guys are using, where people actually send the money, and you always keep it no matter what. For example, I guess crypto would be the easiest, but I discard that idea because a Fortnite kid won't have crypto. I appreciate your responses, your DMs, or however you help me, ty.