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Account with linked Credit Card

Skyline

Performance Benchmark Specialist
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2 MONTHS
2 2 MONTHS OF SERVICE
LEVEL 1 300 XP
i just found an account with 3200 RP and linked Card. But i am wondering if i use the Card to gift RP to me, what will happen. Its a crime, so i am just a little bit afraid. Some one with experience in that area ?
 
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