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Phone insurance claim

KSZ

Digital Privacy Engineer
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2 MONTHS
2 2 MONTHS OF SERVICE
LEVEL 1 400 XP
So i dropped a dumbell on my phone and broke it. But my Home contents insurance also covers accidents outside in another building, as long as it isnt my fault.
What is a nice story to get the damage covered? It doesn't necessarily have to be outside in another building, could also have happened in my home.
 

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